Baby Don’t Hurt Me. (photo courtesy: OP)
Chris writes:
Hello Sajeev,
Like many of the people who write to you, I am having trouble deciding if I should keep my current car or trade it in for a new one.
I currently own a 2010 Honda Civic EX-L with 140,000 miles. It has been the single most reliable car I have ever owned. I keep it meticulously maintained and generally change its oil every 6 to 8 weeks. Otherwise, I have only paid for a set of brakes and new tires.
A week ago, I test drove a brand new Honda Accord Touring and fell in love. The dealership has offered me an excellent deal that includes trading in my Civic. My dilemma is that I feel an allegiance to the Civic. The car has the soul of a toaster and is not exciting to drive, but like a trusty horse, it gets me everywhere I want to go without any complaints. The Civic will eventually need repairs as it approaches 200K but I feel like I would be letting it down by trading it away. On the other hand, I can easily afford the payments for the Accord, but I generally try to avoid debt.
What should I do Sajeev? Should I cut the Civic loose and replace it or keep on driving until she can carry me no more?
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